Looking for a Home Loan in New Jersey?

New Jersey is a well-known state when it comes to medical schools; these include Cooper Medical School of Rowan University, Rutgers New Jersey Medical School, Rutgers Robert Wood Johnson Medical School, and Rowan University’s School of Osteopathic Medicine. More often than not, medical practitioners tend to look for a job in the same State as their school. Because of that, New Jersey’s active physicians as of 2018 are approximately 14,821 and that number is expected to grow in the succeeding years.

With the average salary of $138, 016 per year, which is said to be 12% below the national average, it is truly a challenge for physicians to get and own a home. That’s why Doctor Home Mortgage is here to help you with your problem! We offer the best home loans for doctors in NJ just for you!

Why Choose Us?

We know how difficult it is for most physicians to qualify for the best rates based on their financial situation. But, we make it our goal to help doctors get what they need through our understanding of their unique situations.

How? We have a trusted loan officer who can close on purchase up to 60 days in advance of employment contract start date. That means you get to move in to your new home even before starting your next position! Better yet, our loan officer can get you a mortgage loan with 100% financing for up to $1.5 million.

Get started by choosing our loan officer to get you the best home loans for doctors in NJ! Start now.

Benefits of Doctor Mortgage Loan Programs

A true loan for Doctors with special underwriting

A true loan for Doctors with special underwriting.

60 Days Prior

Move in up to 60 days prior to starting your next position

Flexible Loan Programs

Flexible Loan Programs – Choose payment option that’s best for you

Prepayment Penalty

No Pre-Payment Penalty


No PMI – Lower Monthly Payments

100% Financing

100% Financing – No Money Down

Our Featured Loan Officer in New Jersey

a smiling loan officer of fulton bank ilene jacobs

Ilene Jacobs

This Fulton Bank Representative Offers Loan Products In These States:

New Jersey, Pennsylvania, Delaware, Maryland, Virginia, District of Columbia

Program Details

  • 100% Financing up to $1.5 million
  • Available to MD, DO, DDS, DMD, PHARMD, and VETD
  • Can close on purchase up to 60 days in advance of employment contract start date
  • No minimum credit score NO MI (mortgage insurance)
  • 15 and 30 year amortization available. 3/1, 5/1, 7/1, 10/1 and 15/1 fixed ARM terms offered.
  • Physician must not be out of training for more than 10 years
  • Relocating physicians can exceed 10 years experience.