First United Bank physician mortgage loan products are available in 2 states.
Texas and Oklahoma.
- Max Loan to Value 95% up to $500,000;
- 90% up to $650,000
- 80% up to %1,000,000
- PMI Not required
- Student Loans Deferred for a minimum of 12 months will not count towards debt to income ratio
- Loan Purpose Purchase and Rate and Term Refinance
- Occupancy Primary year round residence
- Property Types Single Family Detached, Townhomes, and Condomimium units located in projects that meet Fannie Mae Guidelines Faster loan approval.